Hi there, Here's my update about Insurtech and Fintech just after #ThanksGivings...
Pricing on Insurance, what about GEN-AI Agents
The insurance industry has long relied on traditional risk evaluation models to determine premiums. These models, while functional, rely heavily on generalized data and mass risk pools, which often result in pricing mismatches and customer dissatisfaction. But let's analize what we can do with Agentic.
GenAI and Customer Service
Generative AI (GenAI) has emerged as a groundbreaking technology, reshaping industries from retail to insurance. Bain & Company’s article, “Generative AI: Its Potential to Improve Customer Experience”, highlights how this innovation is transforming the way businesses interact with customers.....
Capitated vs. Hybrid Models in B2B2C Insurtech for Carriers
In the realm of insurtech solutions for large carriers, the debate about the most sustainable and scalable pricing model is heating up. Carriers often face the dilemma of whether to opt for capitated pricing models, which offer predictable fixed costs, or move towards a hybrid pricing model that balances low base fees with usage-based pricing.....
Debunking the Myth: AI Is Not Just for Big Companies
For years, artificial intelligence (AI) has been perceived as a tool reserved for massive corporations with expansive budgets and technical expertise. This belief has led many small and mid-sized businesses to avoid AI, assuming it’s out of reach.
Enjoy,
Gino Volpi
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