Key Takeaways This is how you do it Can you close your bank account in Germany? According to German law (§ 675h BGB), you can cancel or close your bank account without notice.  However, your bank may set a notice period in its terms and conditions. T...

Key Takeaways This is how you do it Bank accounts are essential to daily life in Germany, from grocery shopping and bill payments to leisure activities. However, sometimes your bank transactions don’t go as planned. Fortunately, there are possible wa...

Key Takeaways This is how you do it What is a Schufa rating? Schufa is an agency that gathers customer data from various insurance and financial companies. It assigns a Schufa score or rating to each customer based on data such as their personal and...

Key Takeaways This is how you do it What is a “failure to act” lawsuit in Germany? A “Failure to act” lawsuit (Untätigkeit Klage) is a provision in German law that allows residents to sue public authorities if they delay the processing of an applicat...

Key Takeaways What are the possible pathways to get German citizenship? You can get German citizenship via one of the six ways. Get German citizenship by birth Children born in Germany can acquire German citizenship through two main pathways: the rig...

Key Takeaways This is how you do it How can you get German citizenship? You can get German citizenship via one of the six ways. In this guide, we focus on German citizenship by declaration. Applying for German citizenship through declaration The Basi...

Public health insurance additional contribution in 2025 and 2024 The below table shows how much you contribute to public health insurance. General contribution is the same for all the public health insurance companies. However, each public insurer ca...

Key Takeaways Get German citizenship by descent You can get German citizenship via one of the six ways. In this guide, we focus on German citizenship by descent. Various factors must be considered when acquiring German citizenship through one’s desce...

Key Takeaways This is how you do it Applying for German Citizenship Obtaining German citizenship grants various benefits, including voting rights, employment (e.g., civil servant, member of parliament, etc.), and travel rights. You can get German cit...

Key takeaways This is how you do it What is SEPA? The full form of SEPA is “Single Euro Payments Area.” It’s a European Union (EU) initiative to harmonize payments across the Eurozone.  The goals of SEPA are The European Payments Council (EPC) create...