Show Me The Money: Grants & Funding - November 2023
Nov 03, 2023 3:46 pm
Show Me The Money! Grants & Funding - Practical Tips & Support
Revised: November 2023
Hello wonderful people,
Another jam-packed issue this month. I’ll be delivering my fun & informative Show Me The Money presentation at the NatWest MoneyFest, in Birmingham 13 November. Guaranteed tricks, tips, contacts & organisations to get you funding. Honoured to say we’ve helped founders access over £7m in grants & Free Money support. Hope to add your venture to that number!
How about procurement as an alternative to grant finding? UK Government spends around £290bn annually on products and services & is making the process easier. Info on events to show you how to write bids & what organisations are open to SME’s from all backgrounds approaching them.
As part of the annual Initiative for Social Enterprise (i-SE) Social Economy Drive West Midlands, the community businesses can connect with suppliers purchasing products and services; from catering to cleaning services, coaching to mental health support, signage to training.
Social Investment Scotland have a new initiative ‘Buy Social Purchase Power’ matchmaking project, aims to help Scottish social enterprises pitch to large organisations & councils.
Big Up to Coventry Building Society! Who have opened up their supply chain to local businesses, especially diverse small businesses; women, Black Ethnic Minorities, LGBTQ+, disabled. I have never seen a financial institution open up their procurement channel to this extent. Massive appreciation to them. The Big5 banks want us to trust them with our business, now that trust should be reciprocated. C’mon HSBC, Lloyds, NatWest, Barclays, Santander follow the lead of Coventry Building Society.
I’ve discovered a great new procurement platform called Kaleida. If you’re a diverse founder wanting to speed up the procurement application process, signup to this platform. Well done Jason Roberts for making the lives of many so much easier & fairer.
Birmingham & Solihull Social Economy Consortium CIC (BSSEC) will be organising procurement training in the near future.
Business Finance Week: 6 - 10 November & Global Entrepreneurs Week: 13 – 17 November.
Tech Nation are back! Delivering a whole host of Tech focussed programmes to supercharge your startup.
Stay amazing, stay courageous
Drew
Drew Currie
Founder, hibretOne CIC
Top Tips for New Subscribers:
· If a grant or programme is not in your region, many funds listed are for the W Midlands. Google search the keywords within the grant, as the programme may be running in your area, under a different name.
· Speed read till you find something of interest. Some of the grants have a short window for applications.
LATEST:
NatWest MoneyFest 2023
A whole day of talks, a mini-exhibition of entrepreneurs showing off their products & services, stands by funders in the ecosystem.
PLUS an hour of me (Drew Currie) giving you the ‘Show Me The Money’ lots of tricks & tips to get grant funding & free business support. I’ll be at the Birmingham location.
Date: 15 November 2023, 10:00 —15:00
Location: Birmingham
Email your interest to: harinder.kunor@natwest.com
AND
Location: Milton Keynes
Register for a ticket below
https://protospace.uk/events/moneyfest-2023-milton-keynes
VCSE Contract Readiness Programme
Expert support to enable charities and social enterprises to compete for government contracts
Delivered by the School for Social Entrepreneurs (SSE), Social Enterprise UK (SEUK) and Voice4Change England, this programme is funded by the Department for Culture, Media and Sport (DCMS).
Government Contracts Revealed' an introductory webinar to give organisations a solid grounding in the procurement process.
Date/time: 07 November 2023 12-1:30pm.
https://www.the-sse.org/vcse-contract-readiness-programme/
DEPARTMENT FOR TRANSPORT - VCSE MEET THE BUYER EVENT
Part of the Initiative for Social Enterprise (i-SE) Social Economy Drive West Midlands 2023. A great opportunity to connect with suppliers who purchase a broad range of products and services; from catering to cleaning services, coaching to mental health support, signage to training.
Department for Transport Group and other key stakeholders will outline changes that have been made to procurement processes to make it easier for Voluntary, Community Businesses and Social Enterprise organisations to secure contracts.
Location: In-person, Birmingham
Date/Time: 16 November 2023, 10am - 2pm
https://bssec.org.uk/department-for-transport-vcse-meet-the-buyer-event-in-birmingham/
Procurement Training
Birmingham & Solihull Social Economy Consortium CIC (BSSEC) will be organising procurement training for social enterprises in the near future. When dates are confirmed hibretOne will let you know in this newsletter.
https://bssec.org.uk/
Solihull Free business support event
Solihull Council and the West Midlands Combined Authority (WMCA) are holding a free event for local businesses and entrepreneurs to highlight and share support available.
Location: Cranmore Park Conference Centre, Shirley
Date: 21 November 2023
https://www.solihull.gov.uk/news/solihull-council-host-free-business-support-event
MOBO Help Musicians Fund
Support towards creating and promoting music of Black origin. If you’re a musician making hiphop, grime, R&B, soul, music of African origin, reggae, jazz or gospel. Upto £3,000 towards recording music, and everything that goes around getting it into the world.
https://www.helpmusicians.org.uk/get-support/develop-as-a-musician/develop-your-music/mobo
Business Finance Week
British Business Bank along with several partners from across the UK, are hosting a number of business events throughout Business Finance Week 2023.
Cost: Free
Dates: From 6-10 November 2023
https://www.british-business-bank.co.uk/finance-hub/business-finance-week/
Million Hours Fund (phase two)
Offers funding of £30,000 to £100,000 for organisations to give extra support to young people in areas where they may be at risk of anti-social behaviour. Want to fund extra hours of youth work for additional activities that give these young people more places to go and positive things to do.
Eligibility:
· Must be working in the area,
Deadline: 24 November 2023
https://find-government-grants.service.gov.uk/grants/million-hours-fund-phase-two-1
Growth Impact Fund
Funding for early stage, growing organisations. £50,000 and £1,500,000 of investment. There are three flexible investment types aimed to meet your needs
https://growthimpactfund.org.uk/
Simpler procurement process to be introduced
New procurement rules will become law after the Procurement Act received Royal Assent. The Act will introduce simpler, more effective public sector procurement that will help small and medium-sized businesses secure a greater share of approximately £300 billion of expenditure per year. The new rules are expected to come into force in October 2024.
https://www.gov.uk/government/news/small-businesses-to-benefit-from-one-of-the-largest-shake-ups-to-procurement-regulations-in-uk-history
Aspiring entrepreneurs with a disability
Tools, resources and support to bring your business ideas to life. Secure your spot in Ability Connect's Aspiring Entrepreneurs with Disability Development Programme. Setup by my good friend & expert hibretOne advisor Dr Mark Esho MBE.
In collaboration with the University of Leicester School of Business, this program is designed to empower individuals with disabilities by nurturing essential business skills, breaking barriers, and paving the way for success.
Deadline: was 31 October 2023, but signup for the next cohort
https://lnkd.in/efNcp5Td?
Global Entrepreneurship Week
Google for some great business events being run by the NatWest, British Business Bank, Founder Institute, WMCA, i-SE,
Dates: 13 - 17 November
Women Entrepreneurs Pitch Competition
This event will aim to showcase some of the best female-led start-ups and SME’s pitching their ideas live to an investor panel and room of investors, including Mercia Asset Management, Midven and SFC Capital.
The Gender Index, shows just 13% of West Midlands based companies receive angel investment and only 2.5% of those receiving VC investment so far in 2023, are female-led.
Brought to you by the Greater Birmingham Chambers of Commerce, NatWest & British Business Bank.
Cost: Free
Deadline: 10 November 2023
https://www.greaterbirminghamchambers.com/event-calendar/women-entrepreneurs-pitch-competition.html
Employer Services Roadshow – Creative and Digital Sector (Event No. 1)
Series of events organised by the brilliant Fiona Latter from the WMCA. A knowledgeable panel will discuss attracting and retaining talent, upskilling existing employees, collaborating with educational institutions and ITP’s, and other strategies to build a skilled workforce that aligns with the evolving needs of Creative and Digital Businesses.
Also a session on Making AI/ChatGPT Your Work Friend: Embracing Technology to Upskill your Workforce and Improve Efficiency in Your Business
Cost: Free
Date/Time: 09 November 2023, 10 am – 1.30 pm
Location: Walsall Art Gallery, Walsall
https://www.eventbrite.co.uk/e/employer-services-roadshow-walsall-digital-theme-tickets-731091764147
Employer Services Roadshow – Construction, Automotive & Manufacturing Sector (Event No. 2)
Addressing the Skills Gap in the Construction, Automotive and Manufacturing Sectors. Plus Understanding Public Procurement/Benefits of Accreditation Workshop.
Cost: Free
Date/ Time: 23 November 2023, 10 am – 1.30 pm
Location: Coventry Transport Museum, Millennium Place, Coventry CV1 1JD
https://www.eventbrite.co.uk/e/employer-services-roadshow-construction-automotive-and-manufacturing-tickets-732646865497
BSSEC CIC: THE SOCIAL ECONOMY FORUM
A new knowledge network, supported by West Midlands Combined Authority, facilitated by BSSEC CIC. The Social Economy FORUM is a knowledge exchange network supporting social economy organisations. Upcoming forums:
FORUM 3: Partnership working | Tuesday 12 December 2023, 11.00am to 12.30pm, in-person Birmingham
FORUM 4: Accessing social finance and investment | Tuesday 09 January 2024, 11.00am to 1.00pm, in-person
https://bssec.org.uk/bssec-cic-the-social-economy-forum-announced/
Role of VCSE organisations in public procurement
Department for Digital, Culture, Media, and Sport (DCMS) has assessed the role and potential role of Voluntary, Community, and Social Enterprise (VCSE) organisations in delivering public sector contracts.
https://www.gov.uk/government/publications/the-role-of-voluntary-community-and-social-enterprise-vcse-organisations-in-public-procurement/the-role-of-voluntary-community-and-social-enterprise-vcse-organisations-in-public-procurement
SME and VCSE Action Plan 2022 to 2024
Sets the Ministry of Justice (MOJ) objectives for the next two years to collaborate and engage with SMEs and VCSEs around public procurement.
https://www.gov.uk/government/publications/ministry-of-justice-action-plan-for-small-and-medium-sized-enterprises/sme-and-vcse-action-plan-2022-to-2024
Navigating The App Development Journey
Join BetaDen for an exciting 2-part workshop with deep-dive into Mobile App development and how Mobile Apps can integrate into your business.
Location: Wyre Forest House, Kidderminster
Cost: Free
Dates: 30 November and 07 December 2023
https://www.beta-den.com/mobile-apps-workshop/
Social Economy Drive West Midlands 2023
Initiative for Social Enterprise (i-SE) organises the social enterprise sector coming together with third sector, community organisations, private businesses, and public sector in an incredible week showcasing how we are growing the regional social economy.
Committed, inspiring, passionate and enterprising, there are 14 events from 7 Regional Partners, that will bring together commissioners, stakeholders, leaders, entrepreneurs, creators and innovators who are all looking to create a better, fairer society for all. Supported by Power to Change and West Midlands Combined Authority (WMCA).
With events from pitching to networking, Meet The Buyer to sustainability, Social Ambassadors to Social Pledging, marketplaces to expert speakers, Roundtables to conference, #SED2023 showcases the very best in our vibrant, thriving region where people, purpose and planet matter.
Dates: 13 - 17 November 2023
https://socialeconomydrive.com
Preparing for your first EdTech fundraising
Ufi Ventures are the UK's specialist investor in EdTech for adult skills with more than £4.2m invested in companies building the future of adult learning in the UK. The Ufi Ventures team will be sharing practical insights along with tips and advice about:
· when and why to raise equity,
· the pros and cons versus other forms of funding,
· how to position your business for success,
· the state of the investment market, and
· what to look for in an investor (and what different investors are looking for in you).
Opportunity to ask the Ufi Ventures team any burning questions.
Date: 13 November 2023
https://weekofvoctech.co.uk/2023/preparing-for-your-first-edtech-fundraising
Spotlight: Material Matters with STEAMhouse
Apple Birmingham & BCU STEAMhouse are hosting an inspiring evening of talks and community building.
Refreshments will be provided.
Date: 08 November 2023, 6:00pm - 7:30pm
https://steamhouse.org.uk/events/
DCMS Create Growth Programme competition 2: investor partnership
SMEs within appointed regions, can apply for grant funding alongside private investment from selected investor partners to support growth.
Eligibility:
· Single applicants only
Deadline: 10 January 2024
https://www.ukri.org/opportunity/dcms-create-growth-programme-competition-2-investor-partnership/
Fairness Innovation Challenge - addressing bias and discrimination in AI
The aim of this competition is to drive the development of novel solutions to address bias and discrimination in artificial intelligence (AI) systems. Innovate UK will work with the Centre for Data Ethics and Innovation (CDEI), part of the Department for Science Innovation and Technology (DSIT). Up to £130,000 funding available.
Deadline: 13 December 2023
https://konfer.online/funding/detail/6529e82dca961820b373dd39
GBCC Awards
Recognises the remarkable achievements of businesses across Greater Birmingham, with 12 categories up for grabs this year.
An online workshop on 07 November to help with completing the best possible application.
Deadline: 12 November 2023.
GBCCAwards@birmingham-chamber.com
Multicultural Business & Community Champion (MBCC) Awards
Believing in the power of recognising and honouring unsung heroes within the business and the community. Their mission is to create a platform that celebrates the achievements of exceptional selfless individuals who go above and beyond to make our country a better place to live and work in while inspiring and empowering the next generation.
Date: 02 December
Location: Hilton Metropole, Birmingham
https://mbccawards.com/about/
Black Funding Network - Winter Funder
Hosting its second crowdfunding event for 2023. Join them to support another three small, Black led community organisations, working to address important challenges in the community around — educational attainment, food poverty and health inequalities — through grassroots representation and action.
The host for the night is TV and radio presenter Jacqueline Shepherd, who will harness the generous spirit of members, friends and allies to raise much-needed funding for the 3 new chosen grantees. Your support is welcomed no matter what size gift you might want to make — from £10 to £1000.
Date: 09 November 2023
Location: Upper James Street, London
Cost: Free
https://www.blackfundingnetwork.org/
AHRC responsive mode: Curiosity Award: round two
Flexible awards to fund fundamental research that leads to new research agendas, networking activity and idea generation, which enables the development of further research opportunities and new research agendas.
Awards are available for projects up to £100,000 full economic cost and Arts and Humanities Research Council (AHRC) will fund 80% of this. Funding is available for projects up to five years in duration.
Deadline: 30 January 2024
https://www.ukri.org/opportunity/ahrc-responsive-mode-curiosity-award-round-two/
Immersive Arts Bootcamp
Run by another one of my hero’s, the amazing Taran3D. Course designed for creative practitioners to develop existing digital skills, to enhance career pathways within the creative digital industries.
Focus of study is in developing 3D skills in Blender and Unreal Engine 5, enabling participants to create their own VR, AR and other extended reality projects.
Dates: Delivered Monday and Wednesday evenings,
Starts: Monday 08 January to Wednesday 27 March 2024, 6.00 – 8.00pm
Cost: Free
https://bom.org.uk/immersive-arts-bootcamp-sign-up/
The Sustainability Pitch-Up
Do you have a green solution to address the climate crisis? Chance to win £2,000.
Part of the Initiative for Social Enterprise (i-SE) Social Economy Drive West Midlands 2023. Pitch your new green business idea to a live audience. Whether it's clean tech, climate-friendly foods, circular economies, healthier and cleaner cities or the next big thing. Pitch or be inspired by the bright minds of West Midland's social entrepreneurs. Sponsored by ESB Energy.
Date: 16 November, 6 – 9pm
Location: iCentrum, Birmingham
https://www.eventbrite.co.uk/e/social-economy-drive-pitch-up-sustainability-and-green-innovation-tickets-726691583087
Divrsity Tool Briefing Event
Race Equality Matters have developed resources to support inclusion. Learn about their Inclusion and Belonging data solution poised to reshape how we understand and address diversity and inclusion issues within our organisations.
Date/Time: 22 November 2023 12:30 PM
https://www.raceequalitymatters.com/events/
EUREKA Programme: Information webinar
An intergovernmental network that includes 47 countries providing a joint platform for international cooperation in innovation. Organisations and companies applying through Eureka programmes can access funding and support from national and regional ministries or agencies for their international R&D projects.
This will be an opportunity for UK businesses (large and SMEs) to start thinking about which EUREKA programmes will help with planning and building your consortia for the next round of submissions.
EUREKA have a much higher success rate than UKRI Innovate UK grants, but applications are more difficult to complete.
Date/Time: 09 November, 2023 13:30 - 16:00 GMT / 14:30 - 17:00 CET
Location: Online Webinar
https://www.eurekanetwork.org/why-eureka/
Eureka GlobalStars Japan Round 2
UK registered businesses can apply for a share of up to £2 million to develop innovative proposals in partnership with Japan and other participating Eureka members.
https://apply-for-innovation-funding.service.gov.uk/competition/1752/overview/fc1fc0f6-bb40-4dce-98e9-72a2eaff95b0
Innovate UK Global Incubator Programme (GIP)
An acceleration programme for innovative companies to work with world-leading incubators abroad.
Houston as a hub for medical device manufacturing, pharmaceuticals and health research, has more than 1,760 life sciences companies, cutting-edge health care facilities and research institutions. The healthcare and life sciences industries collectively employ 320,500 workers.
Accepting applications for up to 16 innovative companies in the digital health and medical device sectors to join our programme.
The programmes is delivered in partnership with the Texas Medical Centre (TMC), Houston, USA.
Briefing event: 05 December 2023
Deadline: 12 January 2024
https://www.eventbrite.co.uk/e/global-incubator-programme-healthtech-usa-houston-applicant-briefing-tickets-742301773587
Health Innovation West Midlands (HIWM) inaugural Stakeholder conference,
Showcasing how they work with W Mids regional ecosystem to transform health and care through innovation. Formerly the West Midlands Academic Health Science Network
Cost: Free
Location: Conference Aston, Birmingham
Date: 28 November 2023
https://www.ticketsource.co.uk/health-innovation-wm/health-innovation-west-midlands-stakeholder-conference/e-vqvmqy
Innovate UK Investor Partnerships: SME round 5
UK registered businesses can apply for grant funding alongside private investment from selected investor partners.
Deadline 08 January 2024
https://apply-for-innovation-funding.service.gov.uk/competition/1772/overview/209df91e-f6d1-4ba1-a939-18369432ff4d
(Contact Andrew Shortt Innovate UK Edge to discuss this grant. He’s great & can help! Thanks for offering Andrew).
Get Ready for Race Equality Week: Virtual event,
Theme for REW 2024 is #ListenActChange. REW will provide tools, resources, top tips and ideas to have a successful REW. This is a Catalyst for Change.
During the interactive session, you will:
1. Experience a live walk-through of the brand new and exclusive 5-Day Challenge.
2. Have first sight of the exciting new REW solution, #ItsNotMicro - a new solution to help tackle microaggressions.
3. Hear about the four flagship events that are taking place during the week.
4. Have an opportunity to explore or share ideas for REW activities with other members of the REM community.
Cost: Free
Date: 08 November 2023
https://www.raceequalitymatters.com/events/get-ready-for-race-equality-week-3-months-to-go-3/
Young Entrepreneurs Challenge
Launched by Verizon and Unloc an annual event centred around finding the best young talent across Europe. Winner will receive a £10,000 grant & support, plus a trip to the One Young World 2024 Global Summit in Montréal.
Eligibility:
· Individuals between the ages of 16 and 25 years
· Residents and/or citizens of the U.K. or the continent of Europe
· Both written and video applications must be in English
· Businesses must be either:
· Pre-start (not yet trading)
· Less than three years old & annual turnover of less than £100,000
Deadline: 19 January 2024
https://youngentrepreneurschallenge.com/
Platforms to report self-employed income to HMRC
From 01 January 2024, platforms such as Airbnb, Uber, Deliveroo and Etsy will be required to record how much money people make via the platforms and report it to HMRC. The rules have been introduced as part of a crackdown on tax avoidance by people who are freelance, self-employed or have a side hustle.
https://www.gov.uk/government/publications/reporting-rules-for-digital-platforms/reporting-rules-for-digital-platforms
Increase in pop-up shops and galleries
The number of pop-up shops and galleries on high streets has increased by 18% year-on-year. The pop-ups are set up and run by artists, independent retailers, local makers, sustainability campaigners and community action groups.
Read more about pop-ups at:
https://www.theguardian.com/business/2023/oct/08/how-the-uks-dying-high-streets-are-being-given-new-life-by-pop-up-shops-and-galleries
Launchpad Series of grants:
These focussed grant calls have a better success rate than SMART grants:
Launchpad: net zero industry - South West Wales
Apply for a share of up to £2 million for business led projects that grow activities towards net zero in South West Wales. This Collaborative Research and Development (CR&D) funding is from Innovate UK.
Eligibility:
· Collaborations only
· Be a UK registered business
Deadline: 13 December 2023
https://www.ukri.org/opportunity/launchpad-net-zero-industry-south-west-wales-round-one-crd/
Launchpad: life and health sciences Northern Ireland
Apply for a share of up to £2 million for business led projects that grow activities in the life and health sciences innovation cluster in Northern Ireland. This Collaborative Research and Development (CR&D) funding is from Innovate UK.
Eligibility:
· Collaborations only
· Be a UK registered business
Deadline: 13 December 2023
https://www.ukri.org/opportunity/launchpad-life-and-health-sciences-northern-ireland-round-one-crd/
Launchpad: digital technologies, North East England round one CR&D
UK registered organisations can apply for a share of up to £2 million for business led projects that grow activities in the digital technologies cluster in North East England. This Collaborative Research and Development (CR&D) funding is from Innovate UK.
Eligibility:
· Collaborations only
· Be a UK registered business
Deadline: 13 December 2023
https://www.ukri.org/opportunity/launchpad-digital-technologies-north-east-england-round-one-crd/
Launchpad: health technology, West Yorkshire round one MFA
UK registered businesses can apply for a share of up to £2 million for projects that grow activities in the health technology innovation cluster in West Yorkshire.
Deadline: 13 December 2023
https://www.ukri.org/opportunity/launchpad-health-technology-west-yorkshire-round-one-mfa/
Minerva Birmingham Pitch Up
Over the last 9 years the competition delivered by Centre for Growth at Aston University, University of Birmingham Enterprise and Minerva at the University of Warwick Science Park. Over 200 entrepreneurs in front of investors and helped bring over £65M of investments to the region.
Successful candidates will be supported with pitch practice across the West Midlands. Shortlisted finalists will be invited to exhibit and pitch at Venturefest West Midland 2024 on 21 March.
Submit a 5-slider pitch deck accompanied by a 90 second pitch video.
Deadline: 01 December 2023.
www.aston.ac.uk/pitchup.
Expand Your Marketing Toolbox
Are you a business in the looking to streamline your marketing efforts and achieve better results? Join this webinar focused on optimising your marketing toolbox to boost productivity and save valuable time. Hosted by Business Growth West Midlands
Learn about campaign setup, organising a posting schedule, creating the content and understanding the results so you understand what’s happening. This is brilliant for solopreneurs.
Eligibility:
· Organisations in the W Midlands (or those of you considering moving to the W Midlands…nudge, nudge, wink, wink!!)
Date: 05 December 2023, 10:00 - 11:30am
Location: Online (information to be sent post registration)
https://www.businessgrowthwestmidlands.org.uk/events/expand-your-marketing-toolbox/
Black Business Incubator at Somerset House
Twelve-month programme provides a combination of co-working and project space. Cohort will also benefit from mentorship and interactive masterclasses led by leading professionals in the creative industries. Founded by another one of my hero’s Akil Benjamin.
Developed in partnership with DOES and sponsored by Morgan Stanley & supported by M&C Saatchi Group, aims to help early-stage Black entrepreneurs unlock their full potential and allow creative enterprises to thrive.
Eligibility:
· Identify as Black or Mixed-race, and are based in the UK.
· Have launched a business within the UK that is older than 2 years.
· Operate within the creative sector: includes fashion, film, media, design, photography, gaming, marketing and advertising.
Deadline: 23 November 2023
https://www.somersethouse.org.uk/bbi
Make it Big with Pathway Fund.
Through this funding programme, our communities will begin to bridge the gap and deliver equitable outcomes for under-served populations locally and nationally. Will provide 12 UK-based charities and enterprises with £30,000 grant funding, bespoke support and training. The Impact areas are: Climate and Racial Equity & Poverty Alleviation and Racial Equity.
Make it Big is repayable grant funding. However, unlike other repayable models, this one is entirely based on your future fundraising in connection with the support we provide to you. If you don’t raise any social investment within the grant period, you don’t have to pay back any money. But if you do, they’re asking that you pay-it-forward to the community by repaying up to £10k of the grant.
Eligibility:
· Delivering impact in these areas.
· Climate and Racial Equity
· Poverty Alleviation and Racial Equity
Deadline: 16 November 2023
https://www.doitnownow.com/make-it-big-with-pathway-fund
Chesterfield Community Grants Fund
Inviting community groups and voluntary organisations to apply for support from the new fund. More than £118,000 is available to eligible local groups in financial year (2023/24) – with awards ranging from £500 to £6,000 – to help boost grassroots projects that will improve life for local people.
Aims to support local projects that will help to build resilient, healthy, and safe neighbourhoods, as well as initiatives which will help reduce the borough’s impact on the climate and wider environment by promoting greener choices.
Eligibility:
· Chesterfield based, or users in that area will benefit
https://www.chesterfield.gov.uk/community-grants-fund
Tech Nation - Catalysing the Growth of Climate Tech
The Climate Programme supports the growth of climate tech startups and is dedicated to catalysing climate innovation in the UK and overseas. We provide world leading advisory support curated by entrepreneurs and direct access to investors, multinationals, academics and policy makers.
Deadline: 24 November
Cost: Free
https://technation.io/programmes/climate/
Tech Nation - Libra Programme
Libra exists to amplify and connect underrepresented founders; and to provide them with the knowledge, connections and tools to scale their tech startups. A springboard programme for founders based on openness and intimacy. Consisting of industry expert-led workshops and content, peer-to-peer support, and coaching sessions, and access to funding opportunities or connections with investors or mentors.
Eligibility:
· Underrepresented founders part of the Global Majority but are visible ethnic minorities in the UK. This includes: Black, South Asian, East Asian, Latinx or Arab and those with mixed ethnicity.
Deadline: 27 November 2023
Cost: Free
https://technation.io/programmes/libra/
Tech Nation - Future Fifty programme
Long recognised as the UK’s most prestigious accelerator. Limited to only the most exciting series B+ ventures, the Future Fifty represents the largest and most powerful pre-IPO network(and some post) in the country. Future Fifty focuses on access, experience and wellbeing.
Deadline: Applications are by invitation only.
https://technation.io/programmes/future-fifty/
Creative Catalyst Challenge Fund: Ask The Team Q&A
Questions about this Challenge Fund, designed to empower creative minds to channel their innovation towards addressing specific climate challenges within the industry.
Grant fund upto £250,000.
Date/Time: 16 November 2023
https://www.wearecreative.uk/support/creative-enterprise/creative-enterprise-events/
Creative Enterprise Business Builder
A grant initiative designed to support companies who work in moving image for storytelling, spanning film television, games, animation and immersive industries. Grants upto £2,500.
Deadline: Applications are open
https://www.wearecreative.uk/support/creative-enterprise/business-builder-grants/
Solihull and Birmingham Business Support Update: Building on Success
Following the success of the Business Growth West Midlands launch (BGWM) event you’re invited you to our upcoming Birmingham and Solihull Business Support Update event. This event will provide information on local business support, networks & grant funding.
Eligibility:
· W Midlands organisations (or considering moving to the W Mids…nudge, nudge, wink, wink)
Date: 21 November 2023, 10:00am - 1:00pm
Location: Cranmore Park Conference Centre, Shirley, B90 4LF
https://www.businessgrowthwestmidlands.org.uk/events/solihull-and-birmingham-business-support-update-building-on-success/
Electric vehicle chargepoint and infrastructure grants for landlords
Grants for landlords to install electric vehicle chargepoints and supporting infrastructure in rental and leasehold properties. Funding from £350 to £30,000, from the Office for Zero Emission Vehicles
75% off the cost of the work. The amount depends on how many parking spaces the work covers. Total size of grant scheme £500,000. Receive up to 30 grants each financial year.
Eligibility:
· Personal / Individual, Public Sector, Non-profit, Private Sector
· Location National
Deadline: 31 March 2025
https://www.find-government-grants.service.gov.uk/grants/electric-vehicle-chargepoint-and-infrastructure-grants-for-landlords-1
Electric vehicle chargepoint grant for renters and flat owners
Grant provides electric vehicle (EV) drivers who are renters or own a flat with support towards the costs of the purchase and installation of EV charge points. Funding £300 to £350 from the Office for Zero Emission Vehicles. Total size of grant scheme £5 million
Eligibility:
· Personal
· Location National
Deadline: 31 March 2025,
https://find-government-grants.service.gov.uk/grants/electric-vehicle-chargepoint-grant-for-renters-and-flat-owners-1
Primary Health Properties PLC (PHP) Fund
PHP provides grants to charities focused on social prescribing and community wellbeing in the vicinity of their tenant occupied Primary Healthcare Centres.
Eligibility:
· Applicants must be delivering existing social prescribing support services
· Services delivered to communities within a 10-mile radius of your building.
· Minimum duration of the service provision to be no less than 12 months.
Deadline:13 November 2023
https://www.heartofenglandcf.co.uk/php-fund/
Pathways to inclusive innovation: Building cultures and practice
Innovate UK, in partnership with The Royal Academy of Engineering, is bringing together small and medium sized organisations to explore pathways to inclusive innovation that can help to unlock talent within your organisation.
The day will include on-stage discussions exploring the links between inclusive cultures and inclusive innovation and interactive workshops enabling participants to practically engage with key topics and how they can improve practice in their organisation.
Highlights of the event will include insights from Dr Hayaatun Sillem CBE (CEO, Royal Academy of Engineering) and Indro Mukerjee (CEO, Innovate UK)
Date/Time: 30 November 2023, 9:00 – 16:30
Location: Etc. County Hall, Riverside Building, Belvedere Road, London SE1 7PB
Cost: Free
https://raeng.org.uk/events/2023/november/pathways-to-inclusive-innovation-building-cultures-and-practice
Regional Innovation Fund to boost R&D
A £60 million fund that will boost support for universities in areas with lower levels of R&D investment has been announced. Around 110 universities in England will benefit from funding under the pilot Regional Innovation Fund. A further £5.8 million for Scotland, £3.4 million for Wales and £2 million for Northern Ireland will be provided to support local and regional economies by boosting growth and increasing productivity.
https://www.gov.uk/government/news/new-60-million-regional-innovation-fund-among-measures-to-boost-research-and-development
Investment Fund for Scotland
The British Business Bank has launched a £150 million Investment Fund for Scotland, which will provide funding for smaller businesses. The fund will help increase economic growth by supporting new and growing businesses across Scotland.
https://www.british-business-bank.co.uk/press-release/launch-of-investment-fund-for-scotland-provides-150m-boost-for-small-businesses/
Export toolkit for smaller businesses
Department for Business and Trade has launched a toolkit to help small businesses export to the US. The toolkit includes sources of advice and support available in the UK to help businesses grow and export.
https://www.gov.uk/government/publications/export-advice-for-smes-doing-business-in-the-uk-and-overseas
Do You Want Your Child to Go To Oxford?
Oxford African and Caribbean Society ACS Visions 2023, aimed at assisting the journey to Oxford for state school-educated students. Event will be hosted by African and Caribbean students who currently attend Oxford University, demystifying the application process, helping prospective applicants make the most of their journey in secondary school through route-planning. There will also be interactive sessions aimed at helping choose relevant courses.
For parents, the event will be an introduction into Oxford for their children and how they can play a supportive role in helping their child reach that goal. There will be a Parents Q&A with a member of the Oxford admissions team to answer any questions.
Students who attend will receive future help from the Oxford ACS team.
The event will be replicated on three different days and locations. Students should only apply to the one they wish to attend. The dates are:
- Saturday 09 December 2023, BIRMINGHAM NatWest Accelerator Hub
https://lnkd.in/dKm957Ak
- Saturday 16 December 2023, MANCHESTER, with ACS University of Manchester
https://lnkd.in/dv-fWhKi
- Friday 05 January 2024, LONDON, LAE Tottenham
https://lnkd.in/d2Gasn89
Diverse Founders in Advanced Digital Technology
Beauhurst in partnership with Digital Catapult, delved into founder diversity in UK tech ecosystem. Diversity trends across five vital digital technologies: AI and ML, Immersive tech, Future Networks, Distributed Systems, and Quantum, by gender, ethnicity, educational background, and age across all five areas.
In 2022, over 70% of total equity investment across all five digital technology areas was secured by all-male founded companies. Companies with a Black founder secured less than 0.1% of the total equity investment raised by Quantum.
https://www.beauhurst.com/research/diverse-founders-in-advanced-digital-technology/
African innovation collaborations for net zero places
UK registered businesses, in collaboration with African partners, can apply for a share of up to £2 million for collaborative, urban innovation projects. This will support the transition to net zero, both within the UK and Africa.
Eligibility:
· Open to collaborations between eligible UK organisations and partners based in Kenya, South Africa or Nigeria. project costs must be between £150,000 and £300,000.
· To lead a project your organisation must be a UK registered business.
· Must involve at least one grant claiming small and medium-sized enterprise.
Deadline: 22 November 2023
https://www.ukri.org/opportunity/african-innovation-collaborations-for-net-zero-places/
Mindset: extended reality for digital mental health strand one
Apply for a share of up to £4.5 million across the two strands of the competition. To support research and development feasibility studies that provide immersive digital mental health therapeutic solutions. project’s total costs must be between £50,000 and £100,000.
Eligibility:
· Open to single applicants and collaborations.
· To lead a project your organisation must be a UK registered business.
Deadline: 06 December 2023
https://www.ukri.org/opportunity/mindset-extended-reality-for-digital-mental-health-strand-one/
Buy Social Purchase Power matchmaking project
New initiative set to help Scottish social enterprises pitch to large organisations.
Social Investment Scotland has been working with retailers for over six years to support social enterprises to get listed by them and their products purchased in competitive consumer markets.
In conjunction with Social Enterprise Scotland's #BuySocialScotland campaign, they're jointly launching Purchase Power, to support social enterprises with products, services and experiences to also access commercial contract and procurement opportunities.
I have a couple of great contacts in Scotland if you are eligible & need a collaborative partner.
https://www.scotsman.com/business/new-initiative-set-to-help-scottish-social-enterprises-pitch-to-large-organisations-4350590
Pitching Your Startup While Black: Landing Angel Investment
Get ready for an engaging interview with Andy Davies, founder of 10x10 Fund, a pre-seed fund investing in exceptional black founders in the UK. A new report from Beauhurst shows less than 2% AI/ML seed investment went to Black founders in the UK (October 2023). Hence, why Andy is a trailblazing figure in the world of angel investment. With a strong commitment to supporting Black founders, Andy has dedicated his career to creating a more diverse and inclusive European investment landscape.
Date: 23 November 2023
Location: Online
https://www.eventbrite.co.uk/e/pitching-your-startup-while-black-landing-angel-investment-tickets-736318517507
Go! London Partnership
Grants up to £40,000 are available to community groups delivering sport and physical activity to young people in London. Focussing on underserved children and young people aged 4-24, those at a higher risk of poverty, social exclusion and discrimination.
5 Funding types are available.
Eligibility:
· London
https://golondon.org.uk/
Green Skills for Small Business programme
Delivered by Small Business Britain in conjunction with Oxford Brookes Business School. Free six-week programme equips small businesses with vital knowledge on how to implement sustainability into their business, as well helping them develop skills to make a positive impact on the planet and the business. programme is being supported by a grant from the American Express Foundation.
Eligibility:
· Open to all small businesses, including those who have previously completed their Business for Good and Sustainability Basics programme.
Date: 07 November 2023
https://smallbusinessbritain.uk/green-skills-for-small-business
SBRI: future telecommunications challenge
Organisations can apply for a share of £28 million, for the development and commercialisation of cutting-edge telecommunications technological solutions.
Eligibility
· be an organisation
· work alone or with other organisations as subcontractors
Deadline: 23 November 2023
https://www.ukri.org/opportunity/sbri-future-telecommunications-challenge/
Coventry Business Society
Welcomes local suppliers (organisations with headquarters within 50 miles of our principal office address). Fully-inclusive B2B Marketplace connecting Buyers to Suppliers, and Diverse Suppliers
Female owned, Black owned, Asian owned, Other minority owned, Disabled owned, LGBTQ+ owned, Neurodiverse owned, Service disabled veteran owned, SME, Veteran owned business.
https://www.kaleida.co/
https://www.coventrybuildingsociety.co.uk/member/suppliers.html
Coventry Council Procurement team
Assist in the process of sourcing suppliers who wish to supply Coventry City Council with goods or services or carry out works on the Council’s behalf.
https://www.coventry.gov.uk/business-council
FREE Co-Working in the NatWest Birmingham Accelerator hub for NatWest Alumni
Book your space, then come along to enjoy unlimited teas, coffees and free Wi-fi for NatWest Alumni. A chance to catchup face2face with the old faces & work at the same time. Space on some days is limited, so you must register through eventbrite if you wish to attend.
Sharing a space together with friendly faces, a proactive attitude and similar mindsets, helps create focus, creativity, and productivity!
Thanks for putting this together Harinder!
https://www.eventbrite.co.uk/e/coffee-coworking-for-alumni-tickets-714915239727
Creative Catalyst: AI in the Music Industry
Apply for a share of up to £1m from Innovate UK’s Creative Catalyst to develop innovative products and services for the UK music industry. Aim of this competition is to advance the development of Artificial Intelligence products and services within the global music supply chain which benefit and strengthen the UK Music Sector.
Eligibility:
· have total costs between £100,000 and £250,000
· last between 6 and 12 months
Deadline: 22 November 2023
https://iuk.ktn-uk.org/opportunities/creative-catalyst-ai-in-the-music-industry/
Regional innovation hubs to receive £75m
The Government has announced that eight Launchpads will be set up across the UK to help drive innovation and boost local economies. The Launchpads programme will support emerging clusters of small and medium-sized enterprises by providing each Launchpad with up to £7.5 million to fund innovation projects led by local businesses.
https://www.gov.uk/government/news/expert-regional-innovation-hubs-given-75-million-boost-to-local-research-businesses-and-economies-across-uk
Majority of freelancers don't have retirement plan
A study has found that two in three freelancers do not know the age at which they can afford to retire. During their retirement nearly half of freelancers expected to work part-time in some capacity and 30% expected to set up a new venture. A further 16% planned to 'give back', for example by working with a charity, and 11% planned to take on a non-executive role.
https://www.freelanceinformer.com/lifestyle/why-freelancers-must-reverse-engineer-their-retirement-plans-and-longevity/
Shortage of tradespeople threatens economic growth
A national shortage of skilled tradespeople is set to cost the UK £98 billion in missed economic growth by 2030. This is according to research from Kingfisher, which indicated that the biggest shortages are set to be among electricians, plumbing and heating installers, and carpenters/joiners.
https://www.kingfisher.com/en/media/news/kingfisher-news/2023/uk-to-lose-out-on-p98bn-of-growth-by-2030-due-to-shortage-of-tra.html
Creative Catalyst Challenge Fund
Proposals for the R&D of an innovative new product/system/process that decarbonises or reduces waste within the Creative Industries, reducing impact on our climate and/or leading us towards net zero. A grant fund of up to £250,000.
Deadline: 27 November 2023
https://www.wearecreative.uk/support/creative-catalyst-challenge-fund/
Flagship Electrification Technologies Event
40+ exhibitors and 300+ people registered for the event, join the UK's Power Electronics, Machines and Drives (PEMD) experts featuring key enabling net zero technologies for the electrification of sectors including manufacturing, transport and energy. Agenda includes:
· Driving the Electric Revolution keynote session
· Current Sector Specific Funding & Engagement Opportunities
· Energising your career in electrification
· Talks on the Investor Partnership Programme and non-grant routes to funding
Date: 07 November 2023, 09.00-17.00
Location: Millennium Point, Curzon Street, Birmingham
https://iuk.ktn-uk.org/events/engage-with-live-2023/
The Key Fund
Provide flexible loans and grants to help enterprises start up, become sustainable, and grow; creating jobs, reinvigorating communities and offering social investment. As a Social Enterprise themselves, they understand the challenges faced and provide support, pre and post-investment. Offer investments from £5k to £300k to community and social enterprises operating in the North of England and the Midlands. Some of their blended grant & loan packages offer loans at around 3.5% APR, so very competitive.
I was at an event they presented at a couple of weeks back. Definitely reach out to them for a chat.
https://thekeyfund.co.uk/
CREME (Centre for Research in Ethnic Minority Entrepreneurship)
Uplifting Diverse Voices in Business - The Latest from CRÈME. Making Diversity and Enterprise Everyone's Business. Signup to their newsletter which highlights impactful initiatives cultivating inclusion and empowering underrepresented talents.
The article is written by Prof Monder Ram (another massive massive hero of mine), who founded CRÈME & is an advisor for hibretOne. The recommendations provided in his reports around supporting all enterprises feed into the features we are developing for our platform.
https://sway.office.com/BVw6dpXQg4Og3WYi?ref=Link&loc=play
Transforming medicines manufacturing: grand challenge
Apply for a share of £4m to support the development and implementation of flexible, agile, scalable and sustainable technologies for medicines development, delivery and manufacture across the supply chain.
Eligibility:
· Open to UK-led collaborations only
· research and technology organisation
· public sector organisation
· must involve at least one micro, small or medium-sized enterprise
Deadline: 15 November 2023
https://www.ukri.org/opportunity/transforming-medicines-manufacturing-grand-challenge/
One in eight UK bank branches to close in 2023
More than one in eight UK bank branches that were open at the start of 2023 will have closed by December, with almost three-fifths of the network vanishing since 2015. Which? estimates that after this year's closures, there will be just over 4,000 branches left across the UK, with 5,600 having closed since January 2015.
https://www.ft.com/content/eb3f99a2-bd4c-4ba1-8cb9-432ecfbf73ab
Advisory scheme to help AI and digital innovations
A pilot scheme will be launched in 2024 to help organisations demonstrate that their new artificial intelligence (AI) and digital innovations meet regulatory requirements. The £2 million scheme will make it easier for businesses to get the help they need, by bringing together the different regulators involved in the oversight of AI and digital technologies.
www.gov.uk/government/news/new-advisory-service-to-help-businesses-launch-ai-and-digital-innovations
How smaller businesses in the West Midlands can thrive with diversity
Join a panel of experts hosted by British Business Bank, NatWest, Funding Hero and Q Commercial Finance, to find out more about the debt and equity options available for your smaller business and how to get ready to secure that finance.
With business support speakers across finance options and investment readiness, alongside smaller businesses recently completing an investment readiness programme and secured equity finance.
Date/Time: 07 November, 12:00pm – 14:00pm
Venue: Millennium Point, Birmingham
www.eventbrite.co.uk/e/how-smaller-businesses-in-the-west-midlands-can-thrive-with-diversity-tickets-711096567977
ABI launches cyber safety tool
The Association of British Insurers (ABI) has launched a free interactive tool to help small and medium-sized businesses assess their cybersecurity and identify any gaps. The Cyber Safety Tool has been created using expertise from within the insurance industry, but also utilises best practice and protocols from the National Cyber Security Centre.
https://www.abi.org.uk/news/news-articles/2023/9/abi-launches-cyber-safety-tool-to-help-smes-boost-security/
Green Entrepreneurs Fund
About 5-6 different types of green grants. Helps businesses, organisations, communities and individuals interested in developing skills in the green economy and investing in green energy and carbon reduction schemes.
Grants of between £6,000 to £20,000 are available for proposals for alternative energy, clean fuel and carbon reduction projects.
Eligibility:
· Derbyshire
· Minimum spend of £15,000 and there is a maximum intervention rate of 40 per cent.
https://www.derbyshire.gov.uk/business/green-entrepreneurs-fund/green-entrepreneurs-fund.aspx
West Midlands SME Grant Programme
Lots of business projects can be considered:
· new business start-ups (for Birmingham and Solihull based businesses only)
· expanding and growing existing businesses
· inward investment
· developing new markets opportunities
· innovation, including new product development
· capital investment
· increase in productive capacity of new and existing premises through new property builds, refurbishment and extensions
· digital projects
Eligibility:
· Start-up SMEs in W Midlands (grants of £2,500 to £7,500 are available for Birmingham and Solihull based businesses only)
· Existing SMEs in West Midlands (grants of £5,000 to £100,000 are available for Birmingham, Solihull, and Shropshire based businesses).
Expect most applications to apply for an average grant of between £10,000 to £20,000, and only in exceptional circumstances will grants of up to £100,000 be awarded. This is to make sure that the limited WMGP budget is given to as many businesses as possible.
Funding opens: 23 October 2023
https://www.birmingham.gov.uk/info/50293/wm_sme_grant_programme/2693/about_the_west_midlands_sme_grant_programme
DHSC Community Automated External Defibrillator (AED) Fund
Organisations across England are invited to bid for a share of £1 million of government funding to buy life-saving defibrillators for community spaces like town halls, local parks or post offices. The DHSC Community Automated External Defibrillator (CAED) Fund will support provision of 2000 AEDs. These will be distributed across England during 2023-2024, supporting any organisation based in England that is not eligible for the current Department of Education AED programme.
Deadline: 21 September 2024 (next year, so plenty of time)
https://www.find-government-grants.service.gov.uk/grants/dhsc-community-automated-external-defibrillator-aed-fund-1
Post-Brexit investment only a third of lost EU funds
British Business Bank, along with the UK Infrastructure Bank, the Scottish National Investment Bank and the Development Bank of Wales, are investing only a third of what the UK received from the European Investment Bank before Brexit. The new banks have invested in fewer, smaller and lower-risk projects than the European Investment Bank, which invested in larger infrastructure projects.
https://www.theguardian.com/business/2023/sep/14/exclusive-new-uk-banks-post-brexit-investment-only-one-third-of-lost-eu-funds
New grants for video game developers
UK Games Fund will receive an extra £5 million of government funding via scale-up grants. Studios and developers can apply for grants to help get games under development ready for market. The Fund will also continue awarding grants of up to £30,000 to young developers and early-stage studios to turn their drawing board ideas into working prototypes.
https://www.gov.uk/government/news/new-grants-for-rising-star-developers-to-help-turn-video-game-ideas-into-smash-hits
Biomedical Catalyst 2023 Round 2:
Apply for a share of up to £20 million to develop innovative solutions to health and healthcare challenges. Funding is from Innovate UK.
Eligibility
· Open to single applicants and collaborations.
Deadline: 08 November 2023
https://apply-for-innovation-funding.service.gov.uk/competition/search?keywords=Biomedical&innovationAreaId=
Preventing Childhood Sexual Violence Scale Accelerator
Programme delivered by Spring Impact, is aimed at NGOs and mission-driven organisations in the EU and UK focussed on preventing childhood sexual violence, striving towards a society where children are safe from harm and able to thrive.
Eligibility:
· An NGO in the EU or UK working to prevent childhood sexual violence
· Deadline: applications re-opening soon, check their website for more info
https://www.springimpact.org/scale-accelerator-preventing-childhood-sexual-violence/
Aviva Community Fund
Helps local causes build stronger communities across the UK. Funding is available for organisations looking to raise up to £50,000
https://www.avivacommunityfund.co.uk/
Ufi VocTech Trust recruiting for new Trustees
Bringing one or more of the following to the Board:
· Experience in a large corporate environment, particularly HR/L&D
· Broad financial expertise
· Investment insight and understanding, particularly early stage and tech investment
Ufi VocTech Trust is an independent grant funder and venture investor, aiming to catalyse change within the UK, creating a place where vocational skills, enabled and supported by digital technology, are celebrated and valued.
https://ufi.co.uk/who-we-are/work-with-us/trustee-recruitment/
Collaborative AI Solutions to improve productivity in key sectors
UK registered organisations can apply for a share of up to £32 million for innovation projects that can improve productivity in key sectors through the use of Artificial Intelligence (AI). This funding is from the Technologies Mission Fund. Grants between £700,000 and £1.2 million.
Eligibility:
· UK registered organisation
· Project lasts between 10 and 12 months
· Single entities can have grant funding requests of up to £100,000
Deadline: 08 November 2023
https://iuk.ktn-uk.org/opportunities/ai-solutions-to-improve-productivity-in-key-sectors/
Business Finance Week 2023
British Business Bank, along with several partners from across the UK, will host Business Finance Week 2023. A host of nationwide and regional in-person events, webinars and more, Business Finance Week helps smaller businesses learn about the different finance options available to them to support their individual needs.
Dates: 06 - 10 November 2023
Cost: Free
https://www.british-business-bank.co.uk/finance-hub/business-finance-week/
Government misses small business procurement target
Departments have missed the Cabinet Office target for small and medium-sized suppliers to account for a third of total central government procurement spending by 2022. Overall spending on SME procurement was worth £21 billion in 2021/22, which was only 26.5% of total spending. Smaller suppliers accounted for 26% of central government procurement spending when the target was initially announced in 2015.
https://www.ft.com/content/2cb5afa5-6ed2-4141-a028-4c327704fc7e
Tendering & Procurement Opportunities
Instead of searching for grants, how about getting on a preferred list of suppliers to the government, local government, the council or other orgsanisations. FindItIn….promotes local opportunities to local businesses transparently, working with global organisations to engage with the local supply chain.
https://www.finditinbirmingham.com/opportunities
https://www.finditincw.co.uk/
Sign-up to this Show Me The Money newsletter, or share with anyone needing support in these times of opportunity & change:
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Big Thank You to these supporters….
E&OE
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• Information is produced for entertainment purposes only and is for the sole use of the recipients.
• The author assumes no responsibility or liability for any errors or omissions in the content of this site. The information contained is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness.
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• Items added in the order I found out about them, not importance.
