Public health insurance additional contribution in 2025 and 2024 The below table shows how much you contribute to public health insurance. General contribution is the same for all the public health insurance companies. However, each public insurer ca...

Key Takeaways Get German citizenship by descent You can get German citizenship via one of the six ways. In this guide, we focus on German citizenship by descent. Various factors must be considered when acquiring German citizenship through one’s desce...

Key Takeaways This is how you do it Applying for German Citizenship Obtaining German citizenship grants various benefits, including voting rights, employment (e.g., civil servant, member of parliament, etc.), and travel rights. You can get German cit...

Key takeaways This is how you do it What is SEPA? The full form of SEPA is “Single Euro Payments Area.” It’s a European Union (EU) initiative to harmonize payments across the Eurozone.  The goals of SEPA are The European Payments Council (EPC) create...

Key Takeaways This is how you do it Applying for German Citizenship Living in Germany alone provides many benefits, but being a German citizen comes with even more privileges, including voting, employment (e.g., civil servant, member of parliament, e...

Key takeaways This is how you do it What is a private loan agreement in Germany? Lending money to a relative or friend is considered a private loan in Germany. Usually, you don’t draft a loan agreement when lending money to family or friends. However...

Key takeaways This is how you do it What is occupational disability insurance in Germany (Berufsunfähigkeitversicherung)? Occupational disability insurance pays you a monthly pension if you cannot work anymore due to health reasons. Don’t confuse it...

Key takeaways This is how you do it Health insurance after retirement in Germany The German health insurance system offers special status to people who reach retirement age. The status is called health insurance for retirees or Krankenversicherung de...

Key takeaways This is how you do it Relationship: Main tenant and Landlord What is considered subletting an apartment in Germany? When you, as a tenant, rent out part or all of your rented apartment or house to someone, it is considered subletting (U...

Key takeaways This is how you do it What is a rental deposit (Kaution)? When you rent a property in Germany, the landlord asks you to deposit a certain amount as security. This amount is the landlord’s financial security against damage to the rental...