There’s a question I get all the time… 

“Can you really trust the rule of law in Latin America?”

Underneath that question (whether people realize it or not) is a much bigger assumption that tends to go completely unexamined:

That being that “corruption” is something that happens “over there"… and not “back home”.

Over the past few weeks, we’ve seen story after story coming out of Canada that challenges that assumption in a very real way.

Elected officials being investigated, multiple police officers in Ontario being arrested (with some already charged) for aiding and abetting organized crime groups… 

…and yet, many people still react with surprise, as though it represents the first time something like this has ever happened.

Let me ask you something:

Do you really believe this is the first time that this has happened in Canada? 

Do you believe it’s only politicians or police officers in other parts of the world who bend the rules to serve their own interests?

Or is it more likely that certain systems are simply far more effective at keeping these things below the surface?

Corruption exists everywhere.

Across every country.

Across every system.

Across every level of government. 

In one jurisdiction, corruption might show up in a very obvious, almost transactional way… something as simple as a police officer accepting a small amount of cash to pay your “fine” on the spot instead of down at the station.

In another, it operates at a much higher level, far less visible, and often far more insulated from public scrutiny… embedded within institutions in ways that rarely make headlines unless something slips through the cracks.

… or, it may look like elected officials consistently drastically outperforming professional fund managers, earning millions of dollars in returns using insider information they were entrusted with…

I’m not suggesting that any form of corruption is acceptable.

What I am saying is that the common narrative that one part of the world is inherently “corrupt” while another is fundamentally “clean” does not hold up. 

In many cases, the places that appear the cleanest are simply the ones where things are handled more discreetly, where reputation carries significant weight, and where maintaining the perception of integrity is itself a strategic priority.

I look at it like this:

The problem isn’t corruption… it’s how exposed you are to any one system. 

If everything you have (your assets, your legal standing, your banking relationships) is tied to a single corrupt jurisdiction, then you are fully dependent on how that system operates… and what the system will evolve into over time.

Imperfections exist within every system, and they always will.

Some systems are better than others, no doubt about it. You have to decide what systemic flaws you’re willing to live with, and which ones you aren’t.

NOW, as the savvy, future-conscious people we are, we have the choice to structure our lives in a way that will limit our dependence on any one of them. 

So, the question becomes: how do you ensure that no single system has full control over your life, your assets, or your future?

This is exactly why we talk about building a Plan-B.

The objective is not to find a flawless jurisdiction - it is to reduce your exposure, to create flexibility, and to build a structure that allows you to operate across multiple systems, each contributing its own strengths.

This is what we focus on every day.

We work with individuals and families to build structured, well-thought-out Plan-B strategies that leverage strengths from different jurisdictions. 

If you want to understand how to approach this properly, I would

encourage you to take a few minutes to read this important letter: Read This Important Letter Right Now.

If it resonates with you, the steps will be obvious. 

Speak soon,

Mikkel

PS. There are a variety of high-level entry points you can step into if you’re serious about building a Plan-B. I tell you this in case you mistakenly believe that you can only take immediate, meaningful action if you’re a multi-millionaire. You can visit this page here to learn more about the various ways we work with different types of clients to help them build their personalized Plan-Bs.

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