Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Monese offers 1.5% cashback on spending
Digital bank Monese is offering new and existing customers the chance to get a market-leading cashback rate on most purchases for the rest of the year. Good, right?
The problem is the deadline to sign up is today! Though there's an extra £20 to £30 bonus on top when you do. Here's everything you need to know.
Overpay mortgage or add to savings?
With interest rates rising faster on mortgages than savings, which is the best place to put your spare cash? I'll take you through the things to consider to help you decide in this video and article.
Curve card review – is it time to ditch it?
If you've got a free Curve card then big changes were announced this week. You'll find limits added on how many cards you can add and other features. To compensate, a new mid-tier option (Curve X) has been introduced - but it'll cost £4.99 a month.
I've completely rewritten my review to analyse where a Curve card is still worth having (I'll also hopefully publish a video this evening).
Your forgotten cash and where to find it
With budgets getting tighter than ever as we cope with increased costs, here's a useful reminder of where you might have some forgotten funds that you can cash out or use to help your bank balance go further.
CASH CHATS PODCAST
273 | Get 5% interest or 1.5% cashback, energy direct debits & more
The latest episode of the pod is a solo episode, and I’m talking about:
- How to get 5% interest on your savings
- The account that’ll give you 1.5% cashback on spending
- A question about energy direct debits
- A question about the Amex credit card welcome bonuses
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
The latest Ask Andy
Watch Tuesday's live Q&A, and read some answers to other questions you've asked in the community and elsewhere, including:
- When do I declare interest on a fixed bond?
- Which card is best for cashback?
- Should I stop my energy direct debit?
Next live Q&A: Tuesday 12 July 2022 at 7pm
My live Q&As are the best place to ask me your questions. The next one is scheduled for 12 July (though subject to change). Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 1,600 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Savings: £25 bonus
You can get a £25 bonus for opening up an RCI savings account and proving you're stuck in the 'waiting room' for Chase Bank. You need to deposit £10,000 and there are specific accounts to pick from. Here's more.
2. LoveMyRead: Free book box
You can claim a free new release book from the LoveMyRead box via a free Telegraph trial. You'll also be able to get a Vue ticket and Chili movie rental from next month. Here's more.
3. Barclaycard: £10 credit via Apple Pay
This offer might be invite only, but it's worth giving a try if you have a Barclaycard. If it works you'll get £10 credit for spending £1 via Apple Pay. More here.
4. Amazon: Pre-Prime Day deals end
With Amazon Prime Day due to take place on 12 and 13 July a couple of discount offers end today and tomorrow. If eligible you can get £7 off a £15 spend and £10 off a £30 spend. Here's more.
5. National Art Pass: £15 trial
This offer to get a three month trial of the National Art Pass ends today. You'll get free and discounted entry to galleries and museums across the country. More here.
6. TopCashback: £15 welcome offer ends
If you've not used TopCashback yet then this deal is worth nabbing as it's due to expire today. You'll need to spend £15 to get £15 back. The usual offer is for just £10 back. More here.
7. Supermarket wine: up to 25% off
This weekend you can get 25% off six or more bottles of wine at Tesco and 20% off three or more at Asda. More here.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- HSBC switch: £170 cash bonus
- First Direct switch: £150 cash bonus
- Nationwide switch: £125 cash bonus
- Virgin Money switch: 20,000 Virgin points bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.5% First Direct
- Top current account interest: 5% Nationwide
- Top easy access account: 1.56% Virgin Money
Cards and bills deals
- American Express: Up to £280 welcome bonus
- M&S Reward: £30 e-voucher
- Curve: Free £10 welcome bonus
- Snoop: Free £5 Amazon voucher
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 50% off passes
- Apple TV+: Up to 8 months free
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Aperol Spritz: Free drink
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Me talking money elsewhere
Though I'm mainly on my own channels, you can also catch me this week at the following:
- In my Metro column: Why the rise in online shopping returns is positive for consumers
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Nationwide hikes interest to 5% on FlexDirect account
- My tricks to spend less on streaming film and TV
- Interest rate at 1.25%: what does the rise mean for you?
- How to refill your water bottle for free
- The cheapest ways to get Wimbledon 2022 tennis tickets
- The best extra “dummy” accounts for bank switching
- How to get the best value sun cream
- Nationwide Start to Save review
- MyWaitrose loyalty scheme changes again - for the better
- How to save money on petrol & diesel
- Chase welcome offer ends – will you still get the money?
- My month in money #4 (May 2022)
- New £400 energy bill cut + further cost of living support: How to get it
- Premium Bonds prize rate increases to 1.4%
- Cut the cost of using your mobile phone abroad
- Best before, use by and sell by dates – what’s the difference?
- How to get cheap theatre tickets
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