Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Will a water meter save you money?
If you're trying to reduce your bills, it's worth looking at whether switching to a water meter will cut your costs. In this article I've shared how to do it and how to work out what your savings might be, as well as revealing whether it was a good or bad idea for me. Plus there are some tips to help you reduce water usage (and cut bills even more).
Halifax Reward account review: Is it any good?
Though digital-only banks are often a cut above the rest, the traditional banks aren't all bad. Since there's now a £125 switching offer, I thought it was a good time to look at the Halifax Reward account.
My review includes what you can do with the app and some tricks to get the monthly reward (either £5 or a cinema ticket) without actually spending money.
Regular savings accounts: Are they worth it?
With interest rates gradually improving, there are now five regular savings accounts paying more than 2% (going up to 3.3%). Here's how they work, and whether they're worth using to stash your cash. Plus the best paying options right now.
National Insurance: Will you pay more or less tax in 2022?
When you get this month's pay, you'll see you're paying more in National Insurance contributions. But from July, there's a good chance you'll see you're paying less! Effectively there's been both a tax rise and tax cut within a few months of each other - it's all very confusing. Hopefully this article will make things clearer.
CASH CHATS PODCAST
#263 | Water bills, train tickets & bank switch deals
The latest episode of the pod is a solo episode, and I’m talking about:
- How to reduce your water bills
- My 10 ways to save on trains
- Details of the latest bank switching deals
You can listen to episodes via all the normal podcasting routes or over on the blog.
If you do listen on one of these apps, please do take 60 seconds to leave a rating and review!
ASK ANDY
Next live Q&A: 26 April 2022
My live Q&As are the best place to ask me your questions. The next one is on Tuesday at 7pm, so make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas.
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Nectar: Big Points Swap
This is the first boosted Nectar offer I've seen since the Double Up promotion ended - and it could be worth up to £25 extra. Here's more.
2. Disney+: 6 months for £8
If you have any Tesco Clubcard points laying around this is an incredible saving on Disney+ streaming. You're saving £40 over the six months versus paying full price. Here's more.
3. Trains: Great British Rail Sale
This sale launched on Tuesday with 1 million tickets reduced across the whole country for travel in April and May. I've picked up some £15 tickets to London (though there weren't any for the way back) so it's well worth a look. Here's more.
4. Spotify: 3 months for £9.99
If you cancelled a Spotify Premium subscription prior to 12 March this year then you should be able to renew it at three months for the price of one. More here.
5. Monese: 5% off supermarket gift cards
This monthly offer for Monese account holders is back - though at a much-reduced rate (it used to be 20% off). Still if you shop at one of the participating supermarkets (and can't save more than 5% elsewhere) it's worth taking advantage of. Here's more.
6. Chocolate: 50% off Hotel Chocolat and Lindt
Though most supermarkets have cleared their Easter chocolate (at least where I've looked), you can still get reductions at Hotel Chocolat and Lindt. More here.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- Top bank switch: £175 cash bonus
- Top reward account: £5 a month from Halifax
- Top cashback account: Up to 3% back with Santander 123 Lite
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.3% Natwest
- Top current account interest: 2.02% Virgin Money
- Top easy access account: 1.5% Chase Bank
- Chip: £20 bonus & 0.9% interest
- Raisin: £30 bonus on £10k of savings
Cards and bills deals
- American Express: Up to £280 welcome bonus
- Curve: Free £10 welcome bonus
- Money Dashboard: Free £4 Amazon voucher
- Snoop: Free £5 Amazon voucher
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Holland & Barrett: Free £3
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 8 months free
- Odeon: Two tickets and a £10 Turtle Bay gift card for £9.99
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- YouTube Premium: Two months free
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Honest Brew: £10 off craft beer
- Deliveroo Plus: Free year via Prime
- Just Eat: 1/3 back via Starling or Monzo
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Me talking money elsewhere
Though I'm mainly on my own channels, you can also catch me this week at the following:
- In my Metro column: None this week (No edition on Easter Monday)
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Amazon to close credit cards
- Tricks to help your freezer save you money
- 10 ways to get cheaper trains
- April 2022’s bank account news & offers
- Podcast #262 | Fintech trust, Deliveroo groceries and Amazon ending credit card
- £150 energy help via Council Tax Rebate: How to get it
- Irrelevant Savings Accounts: Do you need a Cash ISA?
- Supermarkets on Deliveroo and Uber Eats: Good or bad?
- My month in money, March 2022
- New 1.5% paying savings account
- How to go to festivals for free
- The best travel debit and credit cards
- It’s time to cancel expensive Sky and Virgin TV subscriptions
- 9 ways to cut your household bills
- Netflix hikes prices by up to £24 a year
- American Express Platinum review
- Can you pay less on your Council Tax?
- Is it time to ditch Premium Bonds?
- Barclaycard Avios credit cards review
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