Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
July 2022’s current account news & offers
In my monthly banking update, I've details of:
- The latest bank switch deals
- Monese vs Chase for cashback
- Natwest overseas spending charge temporarily dropped
- Curve card introduces massive changes
- A Lloyds lifestyle benefit update
- More Barclays branch closures
- & more
Amex Platinum adds £300 restaurant credit
If you have the pricey (£575 per year) American Express Platinum card, you'll now be able to get £300 back on restaurant spending at home and abroad each year. Here's how it works, and whether it's as good as it sounds.
What’s going on with MyWaitrose vouchers?
For the last few weeks the Waitrose loyalty scheme has been playing up. The usually reliable "personalised" offers have suddenly been replaced with things people have never bought - like pet food, nappies and vegan chorizo. So is this a mistake or a new look? I've investigated.
3 essential credit card rules
I'll often recommend credit cards for cashback and consumer protection - but there are risks that outweigh the benefits if you don't fully understand how they work and how to apply for them. These three rules are essential.
CASH CHATS PODCAST
276 | Dummy switching accounts, end of free returns & finding forgotten money
The latest episode of the pod is a solo episode, and I’m talking about:
- When you won’t want to switch an existing current account, and what to do about it
- Why the introduction of return fees isn’t necessarily a bad thing
- Where you might have cash you’ve forgotten about and how to get it
- Whether you should change Avios points
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Next live Q&A: Wednesday 27 July @7pm
My live Q&As are the best place to ask me your questions. The next one is scheduled for next Wednesday at 7pm. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 1,800 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Monese: 1.5% cashback returns & £20 welcome offer ends
Last month Monese briefly offered 1.5% cashback until the end of the year - but you had to be quick to get it. Well it's back as long as you sign up before the end of July. All the details on the blog.
Plus if you want an up to £20 welcome bonus on top then you have to get an account by Friday. More here.
2. Halifax: £150 switch
New and some existing customers can now get a £150 bonus when switching to Halifax. Here's more.
3. Odeon & Vue: Big ticket discounts
Over at Groupon you can get up to five Odeon tickets for £22, while Wowcher is offering up to 10 Vue tickets for £38. Combine with discount codes to save even more. More here.
4. McDonald's & Burger King: Freebies from new loyalty schemes
You can free cheeseburgers from both fast food chains with the launch of their respective loyalty schemes. Here's more.
5. Savings rates: Up to 5% at Yorkshire BS
If you've had a Yorkshire Building Society savings or mortgage for more than a year you can get a 5% regular saver. Elsewhere the best buy easy-access is now 1.6% and the top 1-year fix is 2.75%. All the best savings accounts.
6. Rekorderling: Free cider in pubs
Selected pubs are giving away a free bottle of Rekorderling via a voucher. More here.
7. Currys: £5 recycling voucher returns
Handover any unwanted tech at Currys to get a £5 off £25 voucher via the Trash for Cash scheme that returns until the middle of next month. Handy if there's something you're planning to buy. More here.
8. Disney+: £6 for three months via Clubcard
If you have enough points you can get an extra £2 off the already boosted deal for streaming. More here.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- Halifax switch: £150 cash bonus
- First Direct switch: £150 cash bonus
- Nationwide switch: £125 cash bonus
- Virgin Money switch: 20,000 Virgin points bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1.5% back with Monese
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.5% with First Direct
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5% with Nationwide
- Top easy access account: 1.6% with Al Rayan
- Top 1-year fixed account: 2.75% with Tandem
Cards and bills deals
- American Express: Up to £186 welcome bonus
- M&S Reward: £30 e-voucher
- Snoop: Free £5 Amazon voucher
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 50% off passes
- Apple TV+: Up to 8 months free
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Aperol Spritz: Free drink
- Brewdog: 2 free pints
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Me talking money elsewhere
Though I'm mainly on my own channels, you can also catch me this week at the following:
- In my Metro column: Why you should look for forgotten money on cashback sites – and make the most of it
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- How to switch bank accounts
- July’s 2022’s savings round-up & news
- Travel money: Find the best currency exchange rates
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- Amazon Prime review: Is it worth the money?
- July 2022’s credit card news & round-up
- Is your holiday protected?
- My month in money #5
- Overpay mortgage or add to savings?
- Curve card review – is it time to ditch it?
- Your forgotten cash and where to find it
- Nationwide hikes interest to 5% on FlexDirect account
- My tricks to spend less on streaming film and TV
- Interest rate at 1.25%: what does the rise mean for you?
- How to refill your water bottle for free
- The best extra “dummy” accounts for bank switching
- How to get the best value sun cream
- How to save money on petrol & diesel
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