Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
Is it worth paying less for own brand medication?
With half the team down with a cold this week it's safe to say we're well and truly in cold and flu season. But is it better to buy branded medication or could store-brand treatments do the trick? We've looked at both to help you save on medication.
Inflation holds steady at 6.7%
September inflation is stuck at 6.7% but it's still over 3 times as much as the Bank of England's 2% target. Find out why inflation is still so high and why this latest rate could impact benefits and pensions next spring.
Have energy bills fallen again?
The latest energy price cap kicked in at the start of October at a lower rate of £1,825 rather than the £1,925 figure announced in summer. But does this actually mean our bills will get cheaper? We've done the maths to help you work out what you'll actually be paying for energy this winter.
How to save money at the supermarket
Food prices may have dropped in the last month (according to those inflation stats), but they're still a huge drain on our spending. We've taken a look at some of the simple changes and sneakier hacks that could help you pay less.
October 2023’s credit card news & round-up
From a new Lloyds cashback credit card that offers free airport lounge access through to big offers for Amex newbies, Andy rounds up the latest credit card news. Find out the big credit card news and updates happening right now.
CASH CHATS PODCAST
342 | Supermarket bonus hack, Amex “£450+” deal stack & energy price changes
In the latest episode of the pod, Andy is looking at:
- Why I'm not a fan of supermarket Christmas saver schemes
- How to get cheeky bonus for the supermarket
- Amex increases fees on some cards
- Two new welcome bonuses from Amex, including how to stack offers
- Why the energy price cap average bill has fallen
- My deals of the week
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy's live Q&As are the best place to ask us your questions. The next one is on Monday 23 October 2023 at 7pm. You can join in here.
Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.
Ask a question in the Facebook Group
Or join our Facebook Community to ask your questions and share your money experiences and ideas. There are 6,900 of us in there so far.
THIS WEEK'S TOP DEALS
We only share deals and special offers on the blog which we think are really good value. Click the titles or links for more information.
1. ISA: 5.15% limited access
You can get a huge 5.15% with Chorley Building Society's table-topping Cash ISA - but you can only make one withdrawal a year. . Here's more.
2. Asda: 75p Chocolate Orange
Asda Rewards customers can bag a Terry's Chocolate Orange for just 75p! Here's more.
3. Schweppes: Free G&T
Schweppes is giving away 80,000 free gin and tonics at a range of pubs across the country until 29 October 2023. Here's more.
4. Amazon: £5 off £15
Selected Amazon customers can get £5 off a £15 spend. Find out if you're eligible.
5. Boots: £10 in points when you spend £60
From 20 to 23 October you can get £10 in Boots Advantage Card points for every £60 you spend. Here's more.
6. Morrisons: Earn a Christmas bonus
Time is running out to earn a Christmas bonus of up to 3% with the Morrisons Christmas card scheme. Here's more.
7. Morrisons: Save 5p per litre of fuel
Save 5p per litre of fuel at all Morrisons fuel stations when you spend £35 or more in-store or online at Morrisons until Sunday. Here's more.
8. National Trust: Free autumn pass
Get £10 off a £50 selected Lego toys at John Lewis plus more money off when you make bigger purchases until 31 October 2023. Here's more.
9. Lego: £10 off £50 at John Lewis
Get £10 off a £50 selected Lego toys at John Lewis plus more money off when you make bigger purchases until 31 October 2023. Here's more.
10. Wine: 25% off when you buy 6
Get 25% off wine at Sainsbury's, Tesco and Asda until the end of the month. Here's more.
11. Spotify: 2 months free Duo upgrade
A 2 month free upgrade to Spotify Duo is available for existing Spotify Premium subscribers. Here's more.
12. Trainline: 30% off any Railcard
Trainline is offering 30% off all Railcards until the end of November with a special promo code. Get the promo code here.
13. M&S: Have you won vouchers?
A few weeks back we shared a competition for M&S Sparks users, and voucher winners are getting their prizes (Andy won a £10 voucher!) Check if you've won.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 8% with Nationwide
- Top easy access account: 5.2% with Ulster Bank
- Top easy access Cash ISA: 5% with Skipton
- Top 1-year fixed account: 6.1% with Ahli United via Raisin
- Top 1-year fixed Cash ISA: 5.85% with Virgin
Top savings offers:
- Chip: 4.84% easy access + up to £50 bonus
- Santander: 5.25% ISA + up to £50 bonus
Banks
Top banking switch and welcome offers:
- Barclays Premier: "£167.50" Avios switch bonus
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Lloyds: £175 switch
- Nationwide: £200 switch
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Amex Platinum: 80,000 bonus points
- Amex Preferred Rewards Gold: 30,000 bonus points
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MORE DEALS
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Various free month deals
- Netflix: One month free via Sky Stream
- Cinemas: 2-4-1 tickets every week for £1
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- McDonald's & Burger King: Freebies from loyalty schemes
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- October's savings round up
- Audible vs Spotify Audiobooks: which is cheaper?
- Which supermarket Christmas delivery slots are already open?
- Money Dashboard closing – what are the alternatives?
- American Express hikes some annual card fees
- ISA allowances explained: how much can you save?
- Christmas supermarket spend hack revealed
- How to check you're really getting a bargain
- 9 ways your library can save you money
- How to check your credit score for free
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Prefer video? Follow us on YouTube
If you want to watch our videos as soon as they're released, make sure you head over to YouTube and click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- October 2023’s credit card round-up & news
- October 2023’s savings round-up & news
- ISA allowances explained: how much money can you save?
- Nationwide £200 bank switch (get it 3 times) & 8% regular saver (September 2023 update)
- Interest Rate NO CHANGE - have they peaked? (Sept 2023 UK Bank of England Base Rate update)
- BANK SWITCH: Lloyds £175 & free Disney+ (September 2023 update)
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