Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
ISA allowances explained: how much can you save?
With rising savings rates and changes to tax-free allowances on investments, ISAs are well worth considering to get a return on your money. Find out how much you can save and whether an ISA is the best option for your savings.
Christmas supermarket spend hack revealed
Supermarket Christmas saving schemes can help you put money away for the festive season. But there’s a nifty hack to help you earn a cash bonus of up to 6% over a day or two. Here we explain how to get the most out of a Christmas savings scheme and give your money an added boost.
How to check you’re really getting a bargain
Discounts, special offers and sale prices aren’t always what they seem. So, it’s important to make sure you’re getting the best value for your items. Find out how using price history search tools can make sure you’re getting a bargain when you shop
9 ways your library can save you money
It's National Library Week! As well as helping you save on books, libraries offer lots of other free or discounted services that could help you save. From free digital magazines and newspapers to free or discounted classes, we share nine ways your library can help you save money
How to check your credit score for free
From loans and credit cards to even your mobile phone contract, your credit score influences the deals and products that you can get access to. So it’s really important to know what yours is and whether it needs improving. Find out what a credit report is and how to check your credit score for free.
Will a water meter save you money?
Water meters can really divide people. Sometimes they can save you a decent chunk of cash every year, but others could see their bills rocket instead. Find out whether a water meter could save you money.
How much do fans cost to run vs aircon?
The UK is set for a heatwave this weekend with temperatures in some parts predicted to hit 27°C! If you're looking for the best way to keep cool, we’ve crunched the numbers on how much it costs to run a fan vs aircon.
CASH CHATS PODCAST
340 | My month in money
In the latest episode of the pod, Andy is looking back at his finances over the last few months, including:
- Prescription subscriptions
- Beating the Disney+ price hike
- Awkward train delay refunds
- Meal deal failures
- Plus your stories of what went well and what didn't
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy’s live Q&As are the best place to ask your money questions. You can watch the latest Ask Andy Live here and we'll share the date for the next one in a future newsletter.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely we'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 6,800 of us in there so far!
THIS WEEK'S TOP DEALS
We only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. BA Amex: 60,000 Avios points boost: 60,000 points boost
Don't miss out on your chance to get a 60,000 bonus (usually 25,000) with British Airways Premium Plus. Offer ends 10 October 2023. Here's more.
2. Prime Big Deals Day: early deals and discounts
Find out the best early discounts and deals on offer for Prime members ahead of the October Prime Day sale. Here's more.
3. Magazines: 3 issues of Vogue, GQ, Wired or more for £1
Get 3 of the latest issues of Conde Naste favourites including Vogue, GQ, Wired or Vanity Fair for just £1. Here's more.
4. Cashback: earn free money
You don't always have to spend money to earn cashback. Some brands will give you cash for taking out free trials and opening accounts! Here's more.
5. Vodafone & O2: free Apple TV+
There's three months free Apple TV+ for Vodafone and O2 customers for newbies, and two months if you've had the streaming service before. Here's more.
6. Free wills month: free will for over 55’s
Over 55’s can get a free will from participating solicitors as part of wills month this October. Here's more.
7. Club Pret: 20% off entire menu
Pret Club subscribers can get 20% off the entire menu - double the usual 10% discount. Here's more.
8. M&S: Get a £5 off £35 voucher
Swap your old clothes at Oxfam and you’ll also get a £5 M&S clothing voucher to use when you spend £35. Here’s more.
9. Grüum: Skincare bundle for £3.95
Beauty brand Grüum is giving away free skincare and haircare bundles with a washbag, all you've got to do is pay for postage. Here’s more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
- Chip: 4.84% + up to £50 bonus
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 7% with First Direct
- Top easy access account: 5.2% Ulster Bank
- Top easy access Cash ISA: 4.9% Skipton
- Top 1-year fixed account: 6.2% with NS&I
- Top 1-year fixed Cash ISA: 5.86% with UBL
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- Barclays Premier – “£167.50” Avios switch bonus
- First Direct: £175 switch + £40 cashback
- Lloyds: £175 switch
- Nationwide: £200 switch
- TSB: £150 switch + up to £90 cashback
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- BA Amex: 60,000 Avios points
Follow us on social media
Want to stay connected throughout the week? Follow us on social media - our social media handles have changed.
We’ve switched from using @AndyCleverCash to @BeCleverWithYourCash on most of our social media accounts (it’s @BeCleverCash on Twitter/X).
We're on Instagram, Facebook & Twitter.
MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix: One month free via Sky Stream
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- What's the latest Bank of England base rate - and what does it mean for you?
- Are your finances ready for Christmas?
- Autumn train strikes: what are your rights?
- Andy's month in Money
- 8 savings hacks to boost your money
- Inflation falls to 6.7%
- Baking on a budget: our top money saving tips
- September current accounts, news and special offers update
- Are you missing out on free money for your pension?
- Stamp prices jump to £1.25 from October
- How to save money on petrol & diesel
- Save money on the new iPhone 15
- Amazon has introduced a fee for same-day Prime delivery: how much will this cost you?
- No receipt? No problem – the shops that accept your loyalty card instead
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Are you following us on YouTube?
If you want to watch our videos as soon as they're released, make sure you head over to YouTube and click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- ISA allowances explained
- BANK OFFERS: TSB & Lloyds switches September 2023
- BANK OFFERS: First Direct & Barclays switches + Chase, Santander, TSB, Monzo - UK Sept 2023 update
- BEST SAVINGS ACCOUNTS: 7% on £4k, 6.2% 1 yr fix, 5.7% Green Bonds, 5.35% flex ISA - Sept 2023 update
Please do tell any friends you think would find it useful too. Thanks!
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