Your weekly money saving deals and news from money expert Andy Webb

My top articles this week

1. Natwest and RBS Rewards accounts to change

I've been telling you all to get one of these bank accounts for years because you earn cashback on your bills. Sadly this is changing in February next year. Here's what you need to know if you currently have one of these accounts, and whether I think you should switch away.

2. My trick to save 6% at John Lewis

I never pay full price at John Lewis or Waitrose thanks to this trick to get discounted gift cards. It works too for other retailers such as Asda (4%), Uber (4%), Argos (7%), H&M (10%) and many more. All you need to do is sign up for an ISA - you'll even get an extra reward of up to £50 for doing it. Here's how it works.

3. Quidco changes premium membership

Cashback site Quidco has changed its premium offering from £5 a year to £1 a month - but you only get charged for the months you actually use it. I've taken a quick look at whether it's worth it when compared it to the £5 offering from TopCashback and shared a few more ways you can boost your cashback such as browser notifiers and gift card payouts.

4. How to spot scam emails

Some scam emails are obviously not right, but with others it requires paying a little bit more attention than normal to spot the giveaway signs that it's not legit. Here are a few easy things you can do to make sure you don't fall for scammer tricks.

5. Register to vote – and boost your credit rating

Both registering to vote and for a postal ballot for the 12th December election close next Tuesday. This isn't just vitally important in terms of being able to be part of deciding who runs our next government - which will have a huge impact on the finances of you and everyone in the country. It's also an important component of building or fixing your credit score.

6. Never owned a home? Last chance to get a Help to Buy ISA

If you, or anyone in your home over the age of 16 (yes so this includes your kids!) hasn't ever owned a home this is the final call to open up a Help to Buy ISA. With it they could potentially get £3,000 in free cash towards their first house. It closes for good on the 30th November.

Listen to the podcast

Episode 100!! How to make hundreds of pounds in free cash

My Cash Chats podcast has reached 100 episodes! To celebrate this week it's a packed 38 minutes where I share the easy ways you can make hundreds of pounds in free cash.

Plus I'm giving away £25 John Lewis vouchers to four listeners. You can listen to this week's episode on the blog here: Cash Chats #100

OR SUBSCRIBE & LISTEN TO CASH CHATS ON YOUR PHONE (it’s free!)

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The top deals this week

I only share deals and special offers on the blog which I think are really good value. Click the red titles or blue links for more information.

Plus, it's worth following me on Instagram where I post any extra deals which come too late for the newsletter.

1. SIM-only deal: £4.46 a month for 8GB of data with Three

This is a great offer to bring down the price of your mobile bill. It's 8GB a month for £8 with Three - more than enough for most people at a very low price. And to make it even better you can combine it with cashback to bring the monthly price down to less than £4.50!!

2. Get six issues of Radio Times for £1

If you like to plan your Christmas TV then this is a great deal. It's a trial, so remember to cancel it to avoid paying full price for future issues. Here's how to get it.

3. 2 for 1 Odeon vouchers and 3 free movie rentals for £3

Another really good trial offer. This time it's for signing up to the Times digital service for three months at a cost of £3. In return you get access to Times+ which gives you a weekend two for one voucher at the Odeon every week and a movie rental at Rakuten every month.

4. £17 Roku streaming stick & three free movies

If you need to make a dumb TV into a smart TV then I think one of the best streaming sticks is from Roku as it has all the major apps - Amazon, Netflix, Now TV, iPlayer and the new Apple TV +. There are a few decent Black Friday deals already, with the basic stick down to £17 and the 4K version down to £30. Plus you can combine your purchase with an offer to get three free HD movie downloads to keep, worth up to £40.

5. Supermarket spirit price wars

It's a good time to buy booze with deals including £16 for a litre of Bombay Sapphire at Morrisons and £16 for a 70cl bottle of Jack Daniels as Asda and Tesco. Plus the return of buy six bottles of wine and get 25% off at Asda and Tesco.

6. £9 real Xmas tree from Ikea

Buy a real fir tree from Ikea for £29 and you'll get a £20 voucher to spend in-store. If you have things you need to get, you're effectively getting the tree for £9.

7. More early Black Friday sales now on

My inbox is getting inundated with Black Friday emails - even though we're a week away from the big day itself. Amazon is also getting in on the act early, launching offers from Friday 22nd Novemner. You can read more on my Black Friday deals page which will be updated as more retailers announce plans.

I'll also be sharing daily deal updates on Instagram, to help you break through the noise - letting you know if something is a deal or a dud. Please do follow me if you haven't already.

8. LAST CHANCE - Bank Switch offers to end at Barclays and RBS

If you fancy the idea of switching bank - or you're a serial switcher like me - then two options are about to end. These could return, but if you don't want to risk it then there's the chance to get £10 a month for a year from Barclays (after a monthly fee) and £150 from RSB. Both end next week.

Quick deals

Banking and bills offers

Shopping vouchers and other deals

Entertainment deals

Food and drink offers

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Recent articles you might have missed

I know it can be tricky to read everything I write every week, so here are my main articles from the last few weeks.

6% John Lewis trick | Scam email signs | 8GB SIM for £4.46 a month | 6x Radio Times for £1 | Natwest Reward changes | More