Your weekly money saving deals and news from money expert Andy Webb
My top articles this week
1. Do you really need to switch bank?
I'm a huge advocate of getting a better deal from your bank, whether that's to earn better interest on your savings, reduce your overdraft charges or to try out new digital banks with smart budgeting apps. But do you really need to switch?
I've taken a look at some of the big reasons to change and when you can still take advantage without closing your existing account.
2. Spotify vs Apple Music vs Amazon Music vs Tidal & more
It's tough to choose between all the different music streaming services so I've shared how you can make sure you're getting the best value for money, as well as a few tricks to bring down the price on each service.
3. Should you ditch the TV Licence Fee for other TV, radio and online services?
Last week's post on ditching Sky TV was really popular, but could you do the same with the TV Licence? This week the BBC announced it'll go up by £3 a year in April, the government said it'd look at decriminalisation of non-payment and many people feel they shouldn't be forced to pay for it. I've taken a look at what you actually get for your money.
4. How to get the best price on your mobile phone contract and save
New rules from Ofcom mean most of the major phone networks will now send you a reminder when your contract ends and also move you to a cheaper tariff. I think this is a great move for the consumer.
But you shouldn't get complacent as it'll still be possible to save even more money. This guide will show you how to drastically cut the cost of your mobile phone bill every year by hundreds of pounds.
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Listen to the podcast
This week on Cash Chats I've gone into more detail on this week's main article and shared whether you need to switch bank, as why it might not always be a good idea.
Listen on the blog or subscribe (for free) on most podcasting apps including:
APPLE PODCASTS | GOOGLE | SPOTIFY
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The top deals this week
I only share deals and special offers on the blog which I think are really good value. Click the red titles or blue links for more information.
Plus, it's worth following me on Instagram where I post any extra deals which come too late for the newsletter.
1. Valentine's Day Flower offers
There's only a week left to get your order in for flowers ahead of Valentine's Day, so I've rounded up some of the best offers I've spotted.
2. Space NK £15 off every £60 spent
A good opportunity to stock up on beauty and fragrance products. Ends Monday.
3. £100 John Lewis voucher when you spend £500
This offer for My John Lewis members (it's free to join) is valid on spending in the home, lighting, garden and furniture departments.
4. Amazon device sale
If you're in the market for an Echo, Kindle, Fire or Ring device and can't wait until July's Prime Day sale then there are some decent discounts over on Amazon.
5. Top cinema deals
With the Oscars taking place on Sunday night I thought it was a good time to share my huge list of all the different ways you can save money when you go to the cinema, from 2-4-1 tickets every week through to free tickets with an online streaming service.
6. Time to ditch Natwest
This week Natwest and RBS's Reward accounts stopped paying cashback on bills, replacing them with a standard monthly bonus of £2 (after the fee). If you've got one of these accounts I think you should open up a Santander 123 Lite account to keep getting money back on your council tax, energy and more.
Quick deals
Banking offers
- Top switch offer: £175 via HSBC
- Best interest: 5% at Nationwide for one year
- Top free cash: £50 cashback for opening a TSB account
- Free £25 for opening a Monese bank account
Cards and bills deals
Shopping vouchers and other deals
- Free Amazon £5 voucher
- Free £5 credit when you trade in old CDs, books, DVDs or game
- Free £5 B&Q voucher
Bills and utility deals
- Great SIM only offer: £5.56 a month for 8GB of data with Three after Quidco cashback
Entertainment deals
- 12 months of Spotify for the price of 10
- Get 5 Odeon tickets for £20
- Get 2 free movie rentals, 2 kindle books and 2-4-1 Odeon
Food and drink offers
- Free Tastecard or Gourmet Society trial for 3 months
- Free Ben & Jerry's ice cream tub
- Free Leon hot box
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Recent articles you might have missed
I know it can be tricky to read everything I write every week, so here are my main articles from the last few weeks.
- It’s time to ditch expensive Sky and Virgin TV subscriptions
- Should you overpay your mortgage?
- The problem with price per unit food comparisons
- Refer-a-friend: Get paid when your friends switch bank
- The 9 money apps I won’t go without
- The best places for cash savings
- The easy way to cut your gas and electricity bills
- Santander changes cashback and interest on 123 accounts
- Can split tickets really cut the cost of train fares?
- 0% balance transfer credit cards – are you using them the right way?
- How to survive until payday when you’ve got no cash
- My tricks to save money on flights
- Seven steps to get the best value hotel rooms
- How to automate your savings
- Swap old clothes for New Look, H&M and M&S vouchers
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